Lancaster, Lampeter-Strasburg and Lititz real estate and homes for sale in Pennsylvania, multi-family properties, commercial real estate - The Shreiner Group, REALTORS® The Shreiner Group REALTORS(r) for Lancaster, Lampeter-Strasburg and Lititz, Pennsylvania real estate, multi-family properties, commercial real estate - NUMBER1EXPERTS™ The Shreiner Group NUMBER1EXPERTS(tm) for Lancaster, Lampeter-Strasburg and Lititz, Pennsylvania real estate, multi-family properties, commercial real estate
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The Shreiner Group, REALTOR®, real estate agents and broker for Lancaster, Lampeter-Strasburg and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: (717)560-8496.



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Mortgage Prequalification: Lancaster, Lampeter-Strasburg and Lititz Pennsylvania home buying, real estate listings, and homes for sale in Lancaster County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Lancaster, Lampeter-Strasburg and Lititz real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What is the only land in the world that has not been walked on by human feet?

A 
A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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Timothy Shreiner of The Shreiner Group, REALTOR®, real estate agents and broker for Lancaster, Lampeter-Strasburg and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Joel Leaman of The Shreiner Group, REALTOR®, real estate agents and broker for Lancaster, Lampeter-Strasburg and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Shreiner Group
Prudential Homesale Services Group

150 North Pointe Blvd.
Lancaster, PA 17601
Direct: 717-560-8496
Office: 717-560-9100
Fax: 717-569-2299
Email: theshreinergroup@NUMBER1EXPERT.com

Tim Shreiner, Joel Leaman, and “The Shreiner Group” are dedicated to helping each client accomplish their real estate dreams by serving them with the highest level of integrity, honesty, respect, and professionalism. Their commitment is to “Go the Extra Mile” for each client and become their “Real Estate Team” for life. Tim Shreiner and Joel Leaman have developed a team of trained real estate professionals to serve all of their clients' real estate needs. They specialize in selling residential, investment, land, and commercial real estate in Lancaster County, Pennsylvania. The Shreiner Group’s FREE moving truck is just one of the many value-added services offered to their clients. CONTACT THE SHREINER GROUP TODAY FOR ALL YOUR REAL ESTATE NEEDS!!

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Prudential Homesale Services Group real estate and homes for sale in Lancaster, Lampeter-Strasburg and Lititz Pennsylvania



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