Lancaster, Lampeter-Strasburg and Lititz real estate and homes for sale in Pennsylvania, multi-family properties, commercial real estate - The Shreiner Group, REALTORS® The Shreiner Group REALTORS(r) for Lancaster, Lampeter-Strasburg and Lititz, Pennsylvania real estate, multi-family properties, commercial real estate - NUMBER1EXPERTS™ The Shreiner Group NUMBER1EXPERTS(tm) for Lancaster, Lampeter-Strasburg and Lititz, Pennsylvania real estate, multi-family properties, commercial real estate
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The Shreiner Group, REALTOR®, real estate agents and broker for Lancaster, Lampeter-Strasburg and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
Where would you go to visit the largest ancient castle in the world?

A 
You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres.
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Timothy Shreiner of The Shreiner Group, REALTOR®, real estate agents and broker for Lancaster, Lampeter-Strasburg and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Joel Leaman of The Shreiner Group, REALTOR®, real estate agents and broker for Lancaster, Lampeter-Strasburg and Lititz Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Shreiner Group
Prudential Homesale Services Group

150 North Pointe Blvd.
Lancaster, PA 17601
Direct: 717-560-8496
Office: 717-560-9100
Fax: 717-569-2299
Email: theshreinergroup@NUMBER1EXPERT.com

Tim Shreiner, Joel Leaman, and “The Shreiner Group” are dedicated to helping each client accomplish their real estate dreams by serving them with the highest level of integrity, honesty, respect, and professionalism. Their commitment is to “Go the Extra Mile” for each client and become their “Real Estate Team” for life. Tim Shreiner and Joel Leaman have developed a team of trained real estate professionals to serve all of their clients' real estate needs. They specialize in selling residential, investment, land, and commercial real estate in Lancaster County, Pennsylvania. The Shreiner Group’s FREE moving truck is just one of the many value-added services offered to their clients. CONTACT THE SHREINER GROUP TODAY FOR ALL YOUR REAL ESTATE NEEDS!!

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